Are you looking for a boiler replacement but can’t afford to pay for it outright? Or would you simply prefer to spread the cost over time? At Heatable, boilers on finance allow you to do just that - with affordable monthly payments, 0% APR options, and no deposit required.
- What is a Pay Monthly Boiler Scheme?
- Why Choose Boiler Finance?
- How to Buy a Boiler on Finance with Heatable
- Can I Get a Boiler on Finance with Bad Credit?
- Do I Need a Deposit for Boiler Finance?
- What Does 0% APR Mean for Boiler Finance?
- Best Boiler Finance Deals (Illustrative Purposes Only)
- Benefits of a New Boiler on Finance
- What’s Included with Your New Boiler?
- Why Choose Heatable for Boiler Finance?
A new gas boiler can cost around £4,000, according to the Energy Saving Trust. That’s not the kind of money most of us can pull out from between the couch cushions!
With pay monthly boiler finance, you can spread the cost over 2, 5, or even 10 years, making it easier to manage your budget while enjoying efficient heating and hot water.
Ditch upfront costs and sign up for a new boiler, repairs, and servicing at just £49 a month - discover Heatable One to secure total peace of mind today.
Key Benefits of Boilers on Finance with Heatable:
Spread the Cost: Pay monthly with no deposit (or up to 50% if you prefer).
0% Interest Options: Interest-free finance from 12 to 48 months on selected boilers.
Flexible Repayment Terms: Choose terms from 3 to 10 years with interest-bearing loans.
Bad Credit Welcome: We accept applications from customers with poor credit histories.
Fast Installation: Get your new boiler fitted in as little as 24 hours by Gas Safe engineers.
Trusted by Thousands: Over 10,000 glowing reviews on Trustpilot and Which? Trusted Trader status.
Minimum Loan: £1,000.
Get a New Quote (Finance Available, Including 0% APR).
Important Financial Disclosure: Heatable Ltd (Company No. 08804726) is authorised and regulated by the Financial Conduct Authority (FRN: 805259) as a credit broker, not a lender. We introduce loans from our panel of lenders. Finance is subject to status, affordability, and lender approval. Terms and conditions apply. Missing payments may negatively impact your credit rating and ability to access credit in the future. Ensure monthly payments are affordable before applying.
What is a Pay Monthly Boiler Scheme?
A pay monthly boiler scheme lets you break down the high cost of a new boiler and installation into manageable monthly payments - think of it like eating a sandwich one bite at a time.
Recent market data shows that boiler finance is becoming increasingly popular among UK consumers. It’s no surprise - nobody loves paying £4,000 all at once!
Increased competition in the boiler financing sector means more competitive options, even for those with poor credit.
At Heatable, we work with big banks and lenders to bring you the best boiler finance deals.
Do you think that neighbour with the big house and snazzy car owns everything outright? Newp - they're APR'd up.
Why Choose Boiler Finance?
Boiler finance offers a practical solution for homeowners looking to replace their boiler without the burden of a lump-sum payment. Here’s why it’s a popular choice:
Affordability: Spread the cost over monthly payments that fit your budget, making a new boiler accessible even during financial uncertainty.
No Upfront Costs: With no-deposit options, you can replace your boiler immediately without draining your savings.
Energy Savings: A new, efficient boiler can reduce energy bills by up to 30%, offsetting finance costs over time.
Peace of Mind: Finance plans often include warranties (up to 12 years with Heatable), covering repairs and maintenance.
Flexibility: Choose short-term plans for quicker payoffs or longer terms for lower monthly payments.
“In the last 24 months, we've seen a clear trend: 80% of customers now choose boiler finance, up from 50%, as the cost-of-living crisis drives demand for flexible payment options over upfront costs”. - Ben Price, Heatable co-founder.
This trend highlights why boiler finance is more relevant than ever, offering a lifeline for households managing tighter budgets.
How to Buy a Boiler on Finance with Heatable
Get Your Quote: Use our online tool to get a fixed-price boiler quote in minutes.
Choose Your Plan: Select a finance option that suits you - 0% APR or longer-term plans - and pick an installation date.
Installation Day: We’ll remove your old boiler, install the new one, and show you how to use it.
Ongoing Support: As a Which? approved installer, we’re here to help with any issues. All installations come with a 12-month workmanship warranty.
Related reading:
Can I Get a Boiler on Finance with Bad Credit?
Yes! Customers with poor credit histories are welcome to apply for boiler finance with Heatable.
While a credit check is required to ensure responsible lending, you won’t be automatically ruled out. Our panel of lenders will assess your application fairly.
Financial Disclosure: A credit check is mandatory for all finance applications. Heatable ensures compliance with FCA responsible lending guidelines. If you have concerns about affordability, contact us for guidance before applying.
Do I Need a Deposit for Boiler Finance?
No deposit is required for boilers on finance with Heatable, though you can pay up to 50% if you prefer (minimum loan amount is £1,000).
A larger deposit can reduce your monthly payments, but we understand most people opt for finance to avoid lump sums - that’s the whole point!
What Does 0% APR Mean for Boiler Finance?
With 0% APR boiler finance, you pay only for the boiler and installation - no extra interest charges. For example:
A £2,095 Worcester Bosch Greenstar CDi Compact over 2 years = £87.29/month, with £0 interest (Total: £2,095).
Heatable is authorised by the FCA as a credit broker, allowing us to offer interest-free boiler finance for terms between 12 and 48 months on selected boilers. We also offer interest-bearing loans up to 10 years for more flexibility.
Financial Disclosure: 0% APR is available on selected boilers and terms. Interest-bearing loans (e.g., 9.9% APR) will increase the total amount payable. See examples below for illustrative costs. Always review terms before committing.
Best Boiler Finance Deals (Illustrative Purposes Only)
Below you can see some of our pay monthly boiler finance plan examples (with our most popular boilers):
Worcester Bosch Greenstar i Boiler Payment Plans:
Fixed prices from £1,780 (get your quote online)
APR | Deposit | Loan Amount | Term | Monthly Payment | Interest | Total Payable | |
9.9% | £0 (0%) | £1,780 | 10 Years | £22.98 | £977.36 | £2,757.36 | |
9.9% | £780 (Max) | £1,000 | 10 Years | £12.91 | £549.09 | £2,329.08 | |
9.9% | £0 (0%) | £1,780 | 3 Years | £56.98 | £271.25 | £2,051.25 | |
9.9% | £780 (Max) | £1,000 | 3 Years | £32.01 | £152.39 | £1,932.39 |
Alpha E-Tec Boiler Payment Plans:
Fixed prices from £1,595 (get your quote online)
APR | Deposit | Loan Amount | Term | Monthly Payment | Interest | Total Payable | |
9.9% | £0 (0%) | £1,595 | 10 Years | £20.59 | £875.78 | £2,470.78 | |
9.9% | £595 (Max) | £1,000 | 10 Years | £12.91 | £549.09 | £2,144.08 | |
9.9% | £0 (0%) | £1,595 | 3 Years | £51.06 | £243.06 | £1,838.06 | |
9.9% | £595 (Max) | £1,000 | 3 Years | £32.01 | £152.39 | £1,747.39 |
*9.9% APR boiler financing examples used above are for illustrative purposes only. Get a finance quote online for final figures.
Interest-free boiler finance examples (with our most popular boilers):
Worcester Bosch Greenstar CDi Compact:
Fixed prices from £2,095 (get your quote online)
APR | Deposit | Loan Amount | Term | Monthly Payment | Interest | Total Payable | |
0% | £0 (0%) | £2,095 | 2 Years | £87.29 | £0 | £2,095 | |
0% | £1,047.50 (50%) | £1,047.50 | 2 Years | £43.65 | £0 | £2,095 |
Viessmann Vitodens 100 Boiler Payment Plans:
Fixed prices from £2,130 (get your quote online)
APR | Deposit | Loan Amount | Term | Monthly Payment | Interest | Total Payable | |
0% | £0 (0%) | £2,130 | 2 Years | £88.75 | £0 | £2,130 | |
0% | £1,065 (50%) | £1,065 | 2 Years | £44.38 | £0 | £2,130 |
*New boiler finance examples are to be used for illustrative purposes only. Get a finance quote online for final figures.
Benefits of a New Boiler on Finance
Save Money: A new A-rated boiler can save up to £445/year on energy bills compared to an old G-rated model.*
Energy Efficiency: Modern boilers use less energy, reducing your bills and carbon footprint.
Long Warranties: Up to 10 years of coverage for peace of mind.
No Hidden Costs: Fixed-price guarantee with no surprises.
Based on Energy Saving Trust estimates for a gas-heated home (April 2023 - June 2023 fuel prices). Savings vary by home size and efficiency.
If your radiator is cold at the bottom, it may be a sign of a faulty boiler valve, in which case getting your new boiler replaced may be appropriate, check out the Worcester Bosch Greenstar 30i, which you can purchase through us.
What’s Included with Your New Boiler?
All Heatable boilers (whether on finance or paid upfront) include:
Installation by a Gas Safe engineer.
Wireless thermostat (smart thermostat upgrades available).
Boiler filter to protect against sludge and corrosion.
Chemical cleansing to improve water quality.
Flue kit (essential for installation).
The quality of your boiler and service remains the same, whether you pay upfront or use finance. You’ll also get the same warranty protection - up to 10 years on select models.
Why Choose Heatable for Boiler Finance?
If you’re aiming to get the best deal on a new boiler, consider getting your boiler installation with us. Here’s why:
Gas Safe installation within 24 hours.
Thousands of satisfied customers with an average score of 4.9 on Trustpilot, surpassing the market leader.
Which? Trusted Trader: Heatable is proudly recognised as a Which? Trusted Trader.
Price match guarantee: We will match any like-for-like cheaper quote.
Flexible payment options, including interest-free finance.
Up to a 12-year guarantee on selected boilers.
Fixed price guarantee: No hidden costs.
Save your quote and decide later.
Get an instant fixed price on a new boiler here.
To learn more about the best combi boilers and more, visit our advice section, check out our YouTube channel, or read customer testimonials here.
Heat Happy.
[1] These are estimated figures based on installing a new A-rated condensing boiler with a programmer, room thermostat and thermostatic radiator controls (TRVs) in a gas-heated home from an older boiler with a programmer and room thermostat. Savings will vary depending on the size and thermal performance of your home. Figures for England, Scotland and Wales are based on OFGEM’s latest Energy Price Cap figures (as of April 2025).
Heatable Ltd (Company No. 08804726) is authorised and regulated by the Financial Conduct Authority (FRN: 805259) as a credit broker (we are not the lender) and introduces loans from its panel of lenders. All loans are subject to the lender's approval process and credit scoring. When applying for loans, you should always make sure that your monthly payments are affordable, as if you don’t make the monthly repayments on time, your credit rating and your ability to access credit in future may be negatively impacted.
